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Insurance Companies May Have Financial Reasons to Dump Patients on Hospice

There is a recent trend developing in hospice care for those covered under the Medicare Advantage Plans. For those unfamiliar with Medicare Advantage plans, they are plans where Medicare-eligible persons receive coverage from a private health insurer through Medicare. They generally have lower premiums than Medicare Supplement plans (also known as Medicare “Part B” Plans),…

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California Court Decision on UIM Policyholder Claim Rights

The California Court of Appeals, Second District, published a decision on June 27, 2014 which gives a victory to California policyholders.  The Court in Maslo v. Ameriprise held that a policyholder with UIM coverage (underinsured motorist coverage) can make a bad faith claim against his/her insurer based upon the insurance company’s failure to investigate and…

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Uninsured and Underinsured Insurance

The Importance of UM/UIM Insurance – Everyone Should Have it! In California, it is illegal to drive without certain minimum liability insurance requirements.  A driver of passenger vehicles must carry at least $15,000 for injury or death to one person, $30,000 for injury or death to more than one person, and at least $5,000 for…

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