Insurance Companies May Have Financial Reasons to Dump Patients on Hospice

There is a recent trend developing in hospice care for those covered under the Medicare Advantage Plans. For those unfamiliar with Medicare Advantage plans, they are plans where Medicare-eligible persons receive coverage from a private health insurer through Medicare. They generally have lower premiums than Medicare Supplement plans (also known as Medicare “Part B” Plans),…

Read More

California Court Decision on UIM Policyholder Claim Rights

The California Court of Appeals, Second District, published a decision on June 27, 2014 which gives a victory to California policyholders.  The Court in Maslo v. Ameriprise held that a policyholder with UIM coverage (underinsured motorist coverage) can make a bad faith claim against his/her insurer based upon the insurance company’s failure to investigate and…

Read More

Uninsured and Underinsured Insurance

The Importance of UM/UIM Insurance – Everyone Should Have it! In California, it is illegal to drive without certain minimum liability insurance requirements.  A driver of passenger vehicles must carry at least $15,000 for injury or death to one person, $30,000 for injury or death to more than one person, and at least $5,000 for…

Read More