Dangers of Texting while Driving

The Dangers of Texting while Driving No one denies the convenience of cell phones.  Lately, text messaging has become a faster, more efficient way to communicate.  Texting seems to be the prevalent mode of communication by Generation Y (people born between the mid 1970s to the early 2000s). Younger generations nowadays are constantly texting.  Nearly…

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Uninsured and Underinsured Insurance

The Importance of UM/UIM Insurance – Everyone Should Have it! In California, it is illegal to drive without certain minimum liability insurance requirements.  A driver of passenger vehicles must carry at least $15,000 for injury or death to one person, $30,000 for injury or death to more than one person, and at least $5,000 for…

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Steps to Take After a Motor Vehicle Accident

Steps to Take After a Motor Vehicle Accident You’ve just been involved in a motor vehicle accident.  What now? Knowing what to do after an auto accident is important, and can mean the difference between recovery and no recovery.  You will likely be “shaken up,” maybe even unable to think.  Here are some tips on…

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Insurance Warning

Do You Know Your Rights? According to the California Highway Patrol’s 2007 Statewide Integrated Traffic Records System, there were 188,551 collisions on state highways in 2007.  Of the 188,551 collisions, 184994 resulted in injury.  Following these collisions, most vehicle owners report the accident to their insurance company and have their vehicles repaired.  Once the vehicle…

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GM & Chrysler

Bankrupt and No Longer Liable for Injuries or Death from Defective Products from Pre-Bankruptcy Days In what seems a futile attempt to save the crumbling economy, the U.S. poured a great deal of tax dollars to keep the auto-industry afloat.  The car company GM received $49.8 billion dollars and Chrysler received $15.5 billion.  In addition,…

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